The Trouble With 0% Financing
Companies want to make it easy to buy their big ticket items, especially at times of economic uncertainty. A popular technique is to offer 0% financing when you buy furniture, electronics and other household items. You can also take matters into your own hands with a...
6 Tips for Lower Car Insurance Rates
If you’ve been feeling the pinch of higher auto insurance rates along with other rising costs, you should know some factors that impact these rates are well within your control. Consider these tips to pay less this year and beyond. Improve your credit score....
Mastering Your Credit Card (and Not the Other Way Around!)
The average credit card balance in America ballooned to $5,910 in 2022. This figure is up 13.2% from the year before according to Experian, and it spells out a worrisome (and costly) trend for consumers. After all, credit card interest rates were on the rise...
Budgeting Basics
During inflationary periods, it is harder to balance your income with the rising cost of things such as housing, food, fuel, health care and insurance. One of the best tools to monitor increasing costs is creating a budget and measuring it throughout the year. Here...
