Beyond the Numbers
Our Beyond the Numbers blog is published with articles on a monthly basis.
Mitigating Business Risk with Cross-Training
Cross-training to ensure more than one person knows key functional areas can be a win-win situation for you and your employees. Large companies often use it to prepare managers for future promotions. But in small companies, cross-training can be a great way to...
Take a Look at Better Savings Rates
A silver lining to continued interest rate hikes by the Federal Reserve is being able to earn more interest on cash stashed in your savings accounts. How much interest, exactly, you can earn depends on where you do your banking. Consider these tips to earn as much...
Sharpen Your AI Toolkit for the Upcoming School Year
Artificial intelligence got pushed front and center in America's classrooms with the release of ChatGPT in late 2022. As a new school year gets underway, here are some ideas for both students and teachers to harness the power of AI in the classroom. AI Tips for...
Your Home is a Bundle of Tax Benefits
There are many tax benefits built into home ownership. Here is a review of the most common. The home gain exclusion. When you sell an asset for a profit, it creates a taxable event. If the asset, though, is your primary residence, you can exclude up to $250,000...
The Trouble With 0% Financing
Companies want to make it easy to buy their big ticket items, especially at times of economic uncertainty. A popular technique is to offer 0% financing when you buy furniture, electronics and other household items. You can also take matters into your own hands with a...
Hiring Family Members – What You Need to Know!
Many business owners hire their children, their spouse, or other family members to work in their business. Sometimes this works out well. Other times it causes problems. Here are some of the key pros and cons of putting family members on your payroll. Hiring your...
Multiple Jobs: Be Prepared for Tax Surprises
Working more than one job can help maximize income, but also potentially create a tax surprise. Here are several items to be aware of: Social Security Surprise: As a full-time employee, the most you'll have to pay in Social Security taxes in 2023 is $9,932. The...
6 Tips for Lower Car Insurance Rates
If you've been feeling the pinch of higher auto insurance rates along with other rising costs, you should know some factors that impact these rates are well within your control. Consider these tips to pay less this year and beyond. Improve your credit score. Many...
Thinking Differently: An Approach to Creative Problem Solving
Solving a difficult problem isn't reserved for only the world's greatest thinkers. Great creations are simply well-crafted solutions using organized, creative thinking. Here is a four-step process so you, too, can become a great creative problem solver! Step 1 –...
Mastering Your Credit Card (and Not the Other Way Around!)
The average credit card balance in America ballooned to $5,910 in 2022. This figure is up 13.2% from the year before according to Experian, and it spells out a worrisome (and costly) trend for consumers. After all, credit card interest rates were on the rise...
